Property Purchase Costs in Marrakech: What You Need to Know
A practical guide to notary fees, taxes, registration charges and other costs when buying property in Marrakech.
Orchid Island
Editorial team
2 min read
Understanding Property Purchase Costs in Marrakech in 2025
Buying property in Marrakech involves more than the advertised price. The transaction includes several mandatory costs that should be built into the budget from the outset. This guide presents the main charges to consider when estimating an acquisition.
1. Registration Duty
For residential property, registration duty represents 4 % of the sale price. It is calculated from the value recorded in the notarized deed.
2. Notary Fees
Every property transaction in Morocco must be overseen by a notary. Fees are generally 1 % of the purchase price, with a minimum of 2 500 MAD. Administrative costs of between 1 000 and 3 000 MAD may also apply.
3. Land Registry Fees
Land registry fees, collected by the ANCFCC (Agence de la Conservation Foncière), amount to 1,5 % of the purchase price. They cover registration of the property in the national land registry.
4. VAT on New Property
A new property purchased from a developer may be subject to VAT of 10 % to 20 %, depending on the type and size of the home. The applicable VAT is normally stated in the sale contract.
5. Bank Charges for a Financed Purchase
When using a Moroccan mortgage, buyers should also allow for:
- Application fee: approximately 1 % of the amount borrowed
- Borrower insurance: based on age and profile
- Interest rate: generally between 4 % and 5,5 %
These items can increase the total cost of the acquisition substantially.
6. Real Estate Agency Fees
An agency such as Orchid Island Real Estate charges between 2,5 % and 5 %. This covers property selection, negotiation, legal checks and administrative support through signing.
Cost Example for a Property Priced at 2 000 000 MAD
| Item | Estimated amount |
|---|---|
| Registration duty (4%) | 80 000 MAD |
| Notary (1%) | 20 000 MAD |
| Land registry (1,5%) | 30 000 MAD |
| Agency fee (3%) | 60 000 MAD |
| Estimated total, excluding VAT or financing | 190 000 MAD |
Conclusion
Property purchase costs in Marrakech average between 8 % and 12 % of the total purchase price. Planning for them helps confirm the project’s financial viability and limits unexpected expenses.
For a personalized estimate and support throughout a Marrakech acquisition, contact Orchid Island Real Estate.
